medicare advantage plans in Arizona
Arizona Medicare Plans
If you’re a beneficiary in Arizona, you may have many different options available when it comes to getting your Medicare coverage.
In Arizona, as in the rest of the United States, the Medicare program generally works in the same way, regardless of where you live. You may choose to get your coverage through Original Medicare, Part A and Part B, which is the government-run program for seniors and certain disabled adults. From there, you can also add on prescription drug coverage with a stand-alone Medicare Prescription Drug Plan (Medicare Part D), since Original Medicare only offers limited prescription drug benefits. Medicare Prescription Drug Plans are available through private insurance companies that contract with Medicare.
Medicare Advantage plans in Arizona
In most areas of the country, Medicare beneficiaries can choose whether they want to use Original Medicare (coverage provided directly by the federal government) or enroll in a private Medicare Advantage plan.
39 percent of Arizona Medicare beneficiaries had Medicare Advantage coverage as of 2017, compared with an average of 33 percent nationwide. Most of the rest of the state’s Medicare beneficiaries had coverage under Original Medicare, but there are also some enrollees in Arizona who have Medicare Cost plans.
There are Medicare Advantage plans for sale in all 15 counties in Arizona in 2019, but plan availability varies considerably from one part of the state to another. In part of Pinal County, there are only two plans (the rest of Pinal County has 31 plans available), while residents in Maricopa County can select from among 41 different Medicare Advantage plans.
Each fall, the Medicare annual election period, from October 15 to December 7, gives Medicare beneficiaries the option to switch between Medicare Advantage and Original Medicare. And as of 2019, Medicare Advantage enrollees have access to a Medicare Advantage open enrollment period (January 1 to March 31) during which they can switch to a new Medicare Advantage plan or drop their Medicare Advantage plan and enroll in Original Medicare instead
Medicare Advantage Plans in Arizona for 2019
Out of more than 1.1 million Arizona Medicare recipients, well over 425,000 Arizonans have already enrolled in Medicare Advantage plans. If you’re currently enrolled or not, it’s time to start your comparison of Medicare Advantage Plans in Arizona for 2019. You may decide to keep your current insurer, enroll for the first time, or switch to another insurance company. Our mission is to offer you the information that you need to make the best decision for yourself or a Medicare beneficiary in your family regarding Medicare Advantage plans.