medicare advantage arizona
The State of Arizona, which is known as a popular spot for retirement, boasts almost 50 different carrier options for Medicare Advantage and/or Medicare Part D coverage, including some very well known carriers such as Horizon Insurance, Highmark Senior Health Company, United Healthcare, Regence BlueShield, Humana and Aetna and Coventry.
While Maricopa, Pima and Pinal Counties in the State of Arizona offer 27-30 different plan options for seniors, the remaining counties in Arizona offer fewer options; however, those options tend to be from the bigger-named carriers.
The three different types of plans offered to residents of the State of Arizona are HMO, PPO, and PFFS (Private Fee-for-Service plans). Depending on the Medicare providers, prescriptions, regular Medicare care and financial status of a senior, one type of plan may be more appropriate and advantageous over the next. This is why researching your options is important when enrolling in a Medicare plan
This year 38% of Medicare beneficiaries in Arizona decided on a Medicare Advantage plan over Original Medicare. As the senior population in Arizona increases and healthcare information becomes more transparent under new laws, it’s no surprise that more and more seniors will be opting with a private Medicare Advantage plan. If you have a disability, you may also qualify for Medicare Advantage in Arizona. Open enrollment begins soon – trust Insurance Agency to provide the personalized service you deserve and get you set up, at no cost to you
Medicare advantage Arizona
The UnitedHealthcare Medicare Advantage plans cover features and benefits in addition to those included in Original Medicare. Members in some areas may have different plans from which to choose. The plans often include an integrated Medicare Part D prescription drug benefit.
- UnitedHealthcare MedicareComplete Assure (PPO).
Health Maintenance Organization (HMO) plans have a defined network of contracted local physicians and hospitals to provide member care. Generally, members must use these care providers to receive benefits for covered services, except in emergencies. Some
HMO plans do not need referrals for specialty care.
Preferred Provider Organization (PPO) plans offer members access to a network of contracted physicians and hospitals, but also allow them the flexibility to seek covered services from outside of the contracted network, usually at a higher cost. Members do not need a referral for specialty care.
PPO plans are available as either local PPO (certain counties within a state) or regional PPO (RPPO) offerings. RPPOs serve a larger geographic area – either a single state or a multi-state area. RPPOs offer the same premiums, benefits and cost-sharing requirements to all members in the region.